:root {
  color-scheme: light;
  --paper: #faf9f6;
  --ink: #181820;
  --muted: #62616d;
  --line: #dedbd5;
  --purple: #5b3696;
  --wash: #f0ece5;
  --white: #fffefa;
}
* {
  box-sizing: border-box;
}
html {
  scroll-behavior: smooth;
  scroll-padding-top: 24px;
}
body {
  margin: 0;
  background: var(--paper);
  color: var(--ink);
  font-family:
    Inter,
    ui-sans-serif,
    -apple-system,
    BlinkMacSystemFont,
    "Segoe UI",
    sans-serif;
  font-size: 16px;
  line-height: 1.7;
  -webkit-text-size-adjust: 100%;
}
a {
  color: var(--purple);
  text-underline-offset: 4px;
  text-decoration-thickness: 1px;
}
a:hover {
  text-decoration-thickness: 2px;
}
a:focus-visible,
summary:focus-visible {
  outline: 3px solid #9574c9;
  outline-offset: 5px;
  border-radius: 2px;
}
p {
  margin: 0 0 18px;
}
img {
  max-width: 100%;
  height: auto;
}
.wrap {
  max-width: 1184px;
  margin-inline: auto;
  padding-inline: 32px;
}
.skip-link {
  position: absolute;
  left: 16px;
  top: 12px;
  z-index: 10;
  transform: translateY(-160%);
  background: #fff;
  padding: 12px;
}
.skip-link:focus {
  transform: none;
}
.site-header {
  border-bottom: 1px solid var(--line);
  background: var(--white);
}
.header-inner {
  max-width: 1248px;
  margin: auto;
  min-height: 88px;
  padding: 16px 32px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
}
.brand {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  color: var(--ink);
  font-size: 17px;
  font-weight: 700;
  text-decoration: none;
  letter-spacing: -0.04em;
}
.brand img {
  width: 42px;
  height: 42px;
  object-fit: contain;
}
.site-header nav {
  display: flex;
  align-items: center;
  gap: 26px;
}
.site-header nav a {
  padding-block: 11px;
  font-size: 14px;
  font-weight: 600;
}
.header-demo {
  color: var(--ink);
}
.guide-hero {
  padding: 64px 0 42px;
  max-width: 960px;
}
.eyebrow {
  font-size: 11px;
  font-weight: 750;
  letter-spacing: 0.13em;
  line-height: 1.5;
  color: var(--purple);
  margin: 0 0 16px;
}
.eyebrow span {
  color: var(--muted);
}
h1 {
  font-size: clamp(36px, 5.2vw, 66px);
  line-height: 1.07;
  font-weight: 650;
  letter-spacing: -0.055em;
  margin: 0 0 26px;
}
h1 span {
  color: #77706a;
}
.deck {
  font-size: 19px;
  line-height: 1.65;
  max-width: 720px;
  color: #504e58;
}
.byline {
  display: flex;
  flex-wrap: wrap;
  gap: 8px 22px;
  font-size: 12px;
  color: var(--muted);
  margin-top: 26px;
}
.guide-layout {
  display: grid;
  grid-template-columns: 190px minmax(0, 1fr);
  gap: 48px;
  align-items: start;
  border-top: 1px solid var(--line);
  padding-top: 36px;
}
.contents {
  position: sticky;
  top: 24px;
}
.contents nav > p {
  font-size: 11px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  color: var(--muted);
  margin: 0 0 12px;
}
.contents a {
  display: block;
  font-size: 14px;
  line-height: 1.5;
  padding: 12px 0;
  border-bottom: 1px solid #e7e3dd;
  color: #595461;
  text-decoration: none;
}
.contents a:hover {
  color: var(--purple);
}
.article-body {
  min-width: 0;
}
.article-body > section,
.fee-section {
  margin-bottom: 56px;
  scroll-margin-top: 28px;
}
h2 {
  font-size: 28px;
  line-height: 1.2;
  letter-spacing: -0.035em;
  font-weight: 650;
  margin: 0 0 20px;
}
h3 {
  font-size: 23px;
  line-height: 1.25;
  letter-spacing: -0.025em;
  margin: 0 0 16px;
  font-weight: 650;
}
.edition-note {
  border-left: 3px solid #9c86b8;
  padding: 3px 0 3px 18px;
  font-size: 14px;
  color: #615b68;
  margin: 0 0 28px;
}
.edition-note strong {
  color: #3e3749;
}
.edition-note a {
  display: inline;
}
.quick-answer {
  padding: 28px 30px;
  background: var(--wash);
  border-top: 3px solid var(--ink);
}
.quick-answer h2 {
  max-width: 600px;
}
.quick-answer p:not(.eyebrow) {
  color: #59535d;
}
.quick-answer > a {
  display: inline-block;
  min-height: 44px;
  padding-top: 8px;
  font-weight: 600;
  font-size: 14px;
}
.section-heading {
  display: flex;
  align-items: baseline;
  gap: 15px;
  margin-bottom: 18px;
}
.section-heading h2 {
  margin: 0;
}
.section-number {
  color: #8d8175;
  font-size: 12px;
  font-variant-numeric: tabular-nums;
  flex-shrink: 0;
}
.section-intro {
  color: var(--muted);
  font-size: 15px;
}
.comparison {
  width: 100%;
  border-collapse: collapse;
  table-layout: fixed;
  font-size: 13px;
  line-height: 1.6;
  margin: 24px 0;
}
.comparison caption {
  text-align: left;
  font-size: 12px;
  color: var(--muted);
  padding-bottom: 14px;
}
.comparison th,
.comparison td {
  padding: 18px 14px;
  text-align: left;
  vertical-align: top;
  border-bottom: 1px solid var(--line);
  overflow-wrap: anywhere;
}
.comparison thead th {
  color: #6a626e;
  font-size: 11px;
  letter-spacing: 0.04em;
  background: var(--wash);
  font-weight: 650;
}
.comparison thead th:first-child {
  width: 18%;
}
.comparison tbody th {
  font-size: 14px;
  font-weight: 700;
}
.comparison tbody tr:first-child {
  background: #f1edf7;
}
.cell-label {
  display: none;
}
.app-review {
  padding: 26px 0;
  border-top: 1px solid var(--line);
}
.app-review .eyebrow {
  margin-bottom: 9px;
}
.app-review p {
  font-size: 16px;
}
.app-review p:last-child {
  font-size: 14px;
  margin: 0;
}
.app-review > a {
  display: inline-block;
  padding-block: 10px;
  font-size: 14px;
}
.checklist {
  list-style: none;
  counter-reset: steps;
  padding: 0;
  margin: 0;
}
.checklist li {
  position: relative;
  counter-increment: steps;
  padding: 22px 0 22px 42px;
  border-top: 1px solid var(--line);
  color: #57515e;
}
.checklist li::before {
  content: counter(steps, decimal-leading-zero);
  position: absolute;
  left: 0;
  top: 23px;
  font-size: 12px;
  color: var(--purple);
  font-weight: 700;
}
.checklist strong {
  color: var(--ink);
  display: block;
  font-weight: 650;
  margin-bottom: 4px;
}
.fee-section {
  background: var(--wash);
  padding: 28px 30px;
  border-left: 3px solid #9880b5;
}
.fee-section h3 {
  font-size: 19px;
  margin-top: 26px;
}
.fee-section p {
  font-size: 15px;
  color: #514c58;
}
.fee-section p:last-child {
  margin-bottom: 0;
}
.source-list {
  padding-left: 20px;
  font-size: 14px;
  line-height: 1.7;
}
.source-list li {
  padding-block: 8px;
}
.article-body #sources > p {
  font-size: 14px;
  color: var(--muted);
}
.cta {
  border-top: 2px solid var(--ink);
  padding: 30px 0 0;
}
.cta h2 {
  font-size: 30px;
}
.cta > p:not(.eyebrow) {
  color: var(--muted);
}
.actions {
  display: flex;
  align-items: center;
  flex-wrap: wrap;
  gap: 10px 24px;
  margin: 24px 0 16px;
}
.button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 18px;
  background: var(--ink);
  color: #fff;
  text-decoration: none;
  padding: 14px 22px;
  border-radius: 6px;
  font-weight: 650;
  font-size: 15px;
  min-height: 48px;
}
.button:hover {
  background: var(--purple);
  text-decoration: none;
}
.text-action {
  padding: 12px 0;
  font-size: 15px;
}
.fine-print {
  font-size: 12px !important;
  line-height: 1.7;
}
.site-footer {
  border-top: 1px solid var(--line);
}
.footer-inner {
  padding-block: 26px 36px;
  display: flex;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 12px;
  font-size: 12px;
  color: var(--muted);
}
.footer-inner p {
  margin: 0;
}
.footer-inner nav {
  display: flex;
  flex-wrap: wrap;
  gap: 8px 24px;
}
.footer-inner a {
  display: inline-block;
  padding-block: 8px;
}
.decision-list {
  list-style: none;
  padding: 0;
  margin: 0;
}
.decision-list li {
  padding: 24px 0;
  border-top: 1px solid var(--line);
}
.decision-list h3 {
  font-size: 22px;
}
.decision-list p {
  margin: 0;
  font-size: 16px;
}
.assumptions {
  padding: 20px 24px;
  background: var(--wash);
  font-size: 14px;
}
.assumptions p {
  margin: 6px 0 0;
  color: var(--muted);
}
.cost-example {
  margin: 24px 0;
}
.cost-example > div {
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 4px 20px;
  padding: 20px 0;
  border-bottom: 1px solid var(--line);
}
.cost-example span {
  font-size: 16px;
  align-self: center;
}
.cost-example strong {
  font-size: 30px;
  line-height: 1.2;
  letter-spacing: -0.04em;
  font-variant-numeric: tabular-nums;
}
.cost-example small {
  grid-column: 1/-1;
  color: var(--muted);
  font-size: 13px;
}
.question {
  border-top: 1px solid var(--line);
}
.question summary {
  padding: 20px 24px 20px 0;
  font-weight: 600;
  cursor: pointer;
  line-height: 1.6;
}
.question p {
  color: var(--muted);
  font-size: 15px;
  padding-bottom: 12px;
}
@media (max-width: 1000px) {
  .guide-layout {
    grid-template-columns: 155px minmax(0, 1fr);
    gap: 28px;
  }
  .wrap {
    padding-inline: 24px;
  }
  .comparison th,
  .comparison td {
    padding: 14px 10px;
  }
}
@media (max-width: 767px) {
  .header-inner {
    min-height: 74px;
    padding: 12px 20px;
    gap: 16px;
  }
  .brand {
    font-size: 15px;
    gap: 6px;
  }
  .brand img {
    width: 34px;
    height: 34px;
  }
  .site-header nav {
    gap: 16px;
  }
  .site-header nav a {
    font-size: 13px;
  }
  .wrap {
    padding-inline: 20px;
  }
  .guide-hero {
    padding: 38px 0 28px;
  }
  h1 {
    font-size: 42px;
    line-height: 1.1;
    letter-spacing: -0.05em;
    margin-bottom: 20px;
  }
  .deck {
    font-size: 17px;
    line-height: 1.65;
  }
  .byline {
    font-size: 12px;
    gap: 6px 16px;
    margin-top: 22px;
  }
  .guide-layout {
    display: block;
    padding-top: 22px;
  }
  .contents {
    position: static;
    margin: 0 0 30px;
  }
  .contents nav {
    display: flex;
    flex-wrap: wrap;
    gap: 0 20px;
  }
  .contents nav > p {
    flex-basis: 100%;
    margin-bottom: 6px;
  }
  .contents a {
    font-size: 13px;
    padding-block: 11px;
    border: 0;
    text-decoration: underline;
    text-underline-offset: 4px;
  }
  .quick-answer {
    padding: 24px 22px;
  }
  h2 {
    font-size: 27px;
  }
  .article-body > section,
  .fee-section {
    margin-bottom: 40px;
  }
  .comparison {
    display: block;
    font-size: 15px;
    margin: 22px 0;
    table-layout: auto;
  }
  .comparison caption {
    display: block;
    line-height: 1.6;
    padding-bottom: 18px;
  }
  .comparison thead {
    position: absolute;
    width: 1px;
    height: 1px;
    padding: 0;
    margin: -1px;
    overflow: hidden;
    clip-path: inset(50%);
    white-space: nowrap;
  }
  .comparison tbody {
    display: block;
  }
  .comparison tr {
    display: block;
    padding: 20px 0;
    border-top: 1px solid var(--line);
  }
  .comparison tbody tr:first-child {
    padding: 20px 18px;
    background: #f1edf7;
    border-top: 3px solid var(--purple);
    margin-bottom: 6px;
  }
  .comparison tbody th {
    display: block;
    border: 0;
    font-size: 22px;
    letter-spacing: -0.03em;
    padding: 0 0 16px;
    line-height: 1.3;
  }
  .comparison td {
    display: grid;
    grid-template-columns: minmax(90px, 31%) minmax(0, 1fr);
    gap: 12px;
    border: 0;
    padding: 8px 0;
    overflow-wrap: anywhere;
  }
  .cell-label {
    display: block;
    font-size: 11px;
    color: #6c6373;
    line-height: 1.6;
    padding-top: 3px;
    font-weight: 600;
  }
  .comparison td > div {
    min-width: 0;
  }
  .section-heading {
    gap: 12px;
  }
  .fee-section {
    padding: 24px 22px;
  }
  .source-list {
    padding-left: 18px;
  }
  .footer-inner {
    display: block;
  }
  .footer-inner nav {
    margin-top: 8px;
    gap: 0 20px;
  }
  .cta h2 {
    font-size: 28px;
  }
  .actions {
    gap: 6px 20px;
  }
  .edition-note {
    font-size: 14px;
  }
  .cost-example strong {
    font-size: 29px;
  }
  .cost-example > div {
    grid-template-columns: minmax(0, 1fr) auto;
  }
  .decision-list h3 {
    font-size: 22px;
  }
}
@media (max-width: 359px) {
  .wrap {
    padding-inline: 16px;
  }
  .header-inner {
    padding-inline: 16px;
  }
  .brand span {
    font-size: 13px;
  }
  .site-header nav {
    gap: 12px;
  }
  .site-header nav a {
    font-size: 12px;
  }
  h1 {
    font-size: 36px;
  }
  .comparison td {
    grid-template-columns: 86px minmax(0, 1fr);
    gap: 10px;
  }
  .comparison tbody tr:first-child {
    padding-inline: 14px;
  }
  .quick-answer,
  .fee-section {
    padding: 22px 18px;
  }
  .cost-example strong {
    font-size: 25px;
  }
  .cost-example span {
    font-size: 14px;
  }
}
@media (prefers-reduced-motion: reduce) {
  html {
    scroll-behavior: auto;
  }
}
@media print {
  .contents,
  .actions,
  .site-header nav {
    display: none;
  }
  .guide-layout {
    display: block;
  }
  .guide-hero {
    padding-top: 0;
  }
  body {
    background: #fff;
    color: #000;
  }
  .wrap {
    max-width: none;
    padding: 0;
  }
  .site-footer {
    margin-top: 20px;
  }
  a {
    color: inherit;
  }
}

/* Keep the compact header on one line without shrinking touch targets. */
.site-header nav a {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  min-height: 44px;
  white-space: nowrap;
}
@media (max-width: 767px) {
  .header-inner {
    gap: 12px;
  }
  .brand {
    font-size: 14px;
  }
  .site-header nav {
    gap: 12px;
  }
  .header-demo span {
    display: none;
  }
}
@media (max-width: 359px) {
  .brand span {
    display: none;
  }
}